During the early 1990s, I was employed by VISA International as their Chief Foreign Exchange Dealer and later migrated to study and develop global interchange rates between member banks.
Subsequent to that, I worked at VeriSign, Inc. and as an independent payments consultant and market analyst for the venture capital community. In addition to my selected presentations, a few of my abridged and unabridged research studies can be accessed below:
MileMoney, Inc. - The People's Currency
1994 Manual Cash Disbursement Cost Study
1994 Credit Card Functional Cost Study - VISA Canada
1993 ATM Cost Study
Market Issues in ATM Interchange Fee Determination
The Establishment of a VISA Monetary Unit